Payment Options

Jean Ann Gabby, MS
Jean Ann Gabby, MS
Licensed Clinical Professional Counselor
National Certified Counselor
Professional Mediator

I guarantee results,
with positive change usually
occurring in as little as an hour!

Whatever your situation, I'll work with you to create an arrangement that meets your needs. Payment is expected at the time of service, and for many this will be the co-payment per your insurance plan.

Counseling Fees & Rates

A free phone or in-person consultation can determine if we're a good fit. Please contact me for information about other services, insurance allowables, and payment options.

Initial Diagnostic Interview session, 90 minutes
$172.00 (before insurance adjustment or Self-Pay discount of 25%)

Includes:  interview; mental status exam; depression, ptsd, & other clinical assessments; treatment & goal planning; plus comprehensive report to referring physician when appropriate for coordination of care.

All subsequent sessions - 90 minutes
$138.00 (before insurance adjustment or Self-Pay discount of 25%)
I typically spend approximately 2 hours per session if a client has no time restrictions. Experience has shown that additional time per session contributes significantly to therapy's success, as our job is to diagnose accurately, treat effectively, and prevent counseling from continuing longer than necessary.

Self Pay

A growing number of clients wish to pay privately and avoid a mental health diagnosis in their health records, which is mandatory in order to file a health insurance claim. So I offer a 25% discount as follows for those who prefer to self pay. Of course your counseling visits, including mileage, are tax-deductible expenses, and I am happy to provide a detailed summary statement at your request for tax or reimbursement purposes.

  • Initial visit - 90-minute Diagnostic Interview session: $172.00, minus 25% discount = $129.00 your rate
  • All subsequent 90-minute Private Pay sessions: $138.00, minus 25% discount = $104.00 your rate

Reduced Fee & Payment Plans

Available for those with no insurance and limited ability to pay.

EAP – Employee Assistance Programs

Often an employer offers an EAP with a limited number of counseling sessions per situation, at no charge to the employee. These sessions usually require a referral and pre-authorization directly from the EAP. Please check with your Human Resources department to see if you have this benefit. You may then request a referral to the counselor of your choice. I'm a contracted provider for:

  • Reliant Behavioral Health EAP
  • BPA (Business Psychology Associates)
  • Aetna Behavorial EAP
  • Curalink

Insurances Accepted

If your insurance plan includes counseling, behavioral health, or mental health benefits, please verify coverage details and ask (1) if your deductible has been met, (2) what your co-payment will be per visit, (3) how many sessions are covered, and (4) if pre-authorization is required. I accept most insurance plans as In-Network Provider, including but not limited to the following plans:

Aetna
Altius Coventry Health Care Plans
Asuris Northwest
Blue Cross of Idaho
Blue Cross of Idaho MEDICARE Advantage
Business Psychology Associates (BPA)
Cigna GreatWest
Crime Victims Compensation — Idaho
Crime Victims Compensation — Washington
First Health / Coventry
IPN - Idaho Physicians Network
InterWest Health / PHCO
LifeWise Health Plan of Washington
NIHN – North Idaho Health Network
Pacific Source
Premera Blue Cross
Regence Blue Shield
Reliant Behavioral Health EAP
Reliant Behavioral Health Managed Care
Washington State Dept. of L & I